With High Gas Prices What Can You Do To Combat The Price?

Posted on June 19th, 2008 by admin
Filed under American Express, Gas Cashback | No Comments

One simple strategy is to use a gas rebate card. Gas rebate cards give the customer anywhere from 1-6% cash back on all purchases made at the gas station. Hey snacks are included too.
If you buy gas at Costco, then check out the True Earnings Costco Credit Card where you can use this for Costco [...]

How FICO Scores Impact Approval Decisions for Credit Cards

Posted on April 21st, 2008 by admin
Filed under Education, Your Credit | No Comments

Banks and credit card companies decide whether or not to approve applications for credit based on a variety of factors, including: (1) how long you’ve been employed, (2) your family income level, and (3) your credit history, as reflected by your FICO Score.
What is FICO anyway?
FICO stands for Fair Isaac & Co., which [...]

America’s Most Exclusive Credit Cards

Posted on April 10th, 2008 by admin
Filed under American Express, Bank / Issuer, Citi, Education, MasterCard©, Visa | No Comments

As the number of people defaulting on their loans explodes, the credit card industry is naturally looking for a more dependable client base. American Express, Mastercard and Visa have all happened upon the same formula: exclusive cards for select customers. Non-millionaires need not apply. These cards offer unbelievable perks and undeniable status, in [...]

Visa IPO’s For $44 Per Share Tomorrow

Posted on March 18th, 2008 by admin
Filed under Visa | No Comments

Visa IPO priced at $44 tonight and opens for trading tomorrow under the symbol of V. Visa is the largest IPO ever in the history of the stock market by two times.
Visa does not have credit risk like issuing banks do. Visa, like MasterCard make their money on transaction charges.
For more information on the Visa [...]

World Series of Poker© Visa© Card with WorldPoints™ Rewards

Posted on March 16th, 2008 by admin
Filed under Rewards, Visa | No Comments

Just when you thought you saw it all, here comes a credit card where you can redeem points for a World Series of Poker® tournament buy-ins!

0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
Earn 1 Point for every dollar you spend in net retail purchases.§ [...]

Starwood American Express Card Highlights

Posted on March 16th, 2008 by admin
Filed under Airline Miles, American Express, Education, Hotel Points | No Comments

Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest program is one of the most advantageous credit cards to charge purchases on because of the ability to exchange Starpoints for either free airline tickets or hotel room nights. Plus you don’t have to worry about the airline you racked up all your miles [...]

Student Credit Cards Primer

Posted on March 15th, 2008 by admin
Filed under Discover, Education, Student, Type of Card | No Comments

Enter any campus today and you will see a wide range of credit card companies offering their services to students. This is likely going to be your first credit card primer to the world of credit cards. One of the most popular is the student credit card that works along the same lines as regular [...]

The Four Rules of Owning A Credit Card

Posted on March 9th, 2008 by admin
Filed under Education | No Comments

Anybody who owns a credit card knows the many advantages of using one. Nothing beats a credit card when it comes to convenience, ease and peace of mind when paying for an item. Unfortunately, however, some people have not mastered the art of using a credit card correctly and suddenly find themselves in insurmountable debt. [...]

Making the Most of Credit Card Reward Programs

Posted on March 6th, 2008 by admin
Filed under Education | No Comments

If you’re like most Americans, you get at least one credit card offer a week.  With this kind of competition, credit card companies are desperate to stand out from the crowd.
Their solution?  Reward programs.  From contributions deep discounts on a new car to free airline tickets to good ole’ fashion cash, every credit card today [...]

Controlling Your Credit Card Spending

Posted on March 3rd, 2008 by admin
Filed under Education | No Comments

For many, the difficulty in controlling credit card spending stems from the ease of credit card use making it difficult to keep tally of a realistic balance as the month proceeds.
One of the easiest ways to keep track of what your statement will likely look like is to simply keep a record of your expenditures. [...]