Posted on April 21st, 2008 by admin
Filed under Education, Your Credit |
Banks and credit card companies decide whether or not to approve applications for credit based on a variety of factors, including: (1) how long you’ve been employed, (2) your family income level, and (3) your credit history, as reflected by your FICO Score.
What is FICO anyway?
FICO stands for Fair Isaac & Co., which [...]
Posted on April 10th, 2008 by admin
Filed under American Express, Bank / Issuer, Citi, Education, MasterCard©, Visa |
As the number of people defaulting on their loans explodes, the credit card industry is naturally looking for a more dependable client base. American Express, Mastercard and Visa have all happened upon the same formula: exclusive cards for select customers. Non-millionaires need not apply. These cards offer unbelievable perks and undeniable status, in [...]
