Prepaid Credit Cards
Apply today for a prepaid credit card by completing a secure online credit card application and get your credit score back up to par.
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- Build your credit with the new iAdvance loan option(SM)
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| * |
* |
See Terms* |
Poor |
AccountNow |
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- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Check Writing – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| * |
* |
See Terms* |
N/A |
AccountNow |
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Advantages - Prepaid MasterCard Card, an alternative solution to credit cards or checking accounts.
- Safer to carry than cash
- Tracking of all expenditures
- Financial training
- Teaches accountability
- Great for emergency situations
- Reloadable daily, weekly, monthly
- The program has over 35 parental control features
- No Overdraft fees
- No Interest fees
- Never a late fee
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| * |
* |
See Terms* |
Poor |
First Bank & Trust, Brookings, SD |
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- Get cash at over 900,000 ATMs worldwide
- Pay your bills online or over the phone
- Eliminate payday hassles with free direct deposit
- Accepted at millions of MasterCard locations worldwide
- NO credit checks
- NO employment verification
- NO monthly or annual fees
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| * |
* |
* |
Poor |
MetaBank |
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- As seen in stores nationwide
- Extra user cards – EXCLUSIVE OFFERING!
- FREE (5% APR) savings account - EXCLUSIVE OFFERING!
- FREE 2-way text message alerts - EXCLUSIVE OFFERING!
- FREE mobile money transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and you both get paid - EXCLUSIVE OFFERING!
- Direct deposit - get paid fast
- Unlimited purchase transactions
- Pay bills online 24/7
- Black or silver card options
- Cash load up to $10,000 at over 65,000 locations
- Signature, PIN or ATM transactions accepted
- NO credit check
- NO bank account required
- NO upfront cost to order
- NO overdraft fees
- NO minimum balances
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| * |
* |
None |
Poor |
MetaBank |
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- Use your card at over 900,000 ATMs and millions of locations worldwide!
- No credit check or income verification required
- No Chexsystem check
- No minimal balance required!
- Phone and On-line account access
- Shop and pay bills on-line!
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| * |
* |
See Terms* |
Poor |
New Millennium Bank |
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- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| N/A |
* |
39.95 |
Poor |
The Bancorp Bank |
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- Receive cash back from your own spending
- Receive cash compensation from the spending of anyone in your compensation tree.
- Live debt free and receive compensation for your everyday spending.
- Reload your card directly from your payroll or bank account
- Powerful Online Account Management
- Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
- Card Accepted at 30 Million merchants & One Million ATM machines
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| N/A |
* |
* |
Poor |
The Bancorp Bank |
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- Carry your money safely and conveniently.
- Shop online anywhere MasterCard debit cards are accepted.
- Check your Card balance anytime online or over the phone.
- Reload your Card at any participating Western Union Agent location in the United States.
- No credit checks! No lengthy applications!
- Shop wherever MasterCard debit cards are accepted – even online
- Efficiently manage your money and pay bills because you control how much you put on the Card.
- Easy to Get, Easy to Use
- The power of cash. The convenience of plastic.
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| N/A |
* |
None |
N/A |
The Bancorp Bank |
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- Approval is *guaranteed when qualifications are met.
- The Card is an Unsecured Line of Merchandise Credit
- The Shopping Club offers over 14,000 products.
- Upon request, credit limits increases are available to those that qualify.
- The merchandise credit line is reported to a major Credit Bureau.
- No credit checks.
- No employment verifications.
- No interest charges.
- You can be approved even if you have No Credit or Bad Credit
*see website for terms and conditions
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| Intro APR |
Regular APR |
Annual Fee |
Credit Required |
Issuer |
| * |
* |
* |
Poor |
USA Credit |