Archive for the ‘Education’ Category

I guess we don’t have to fear credit lines not holding up? Who really thought they wouldn’t pass this bill?

The bailout bill goes to the House for vote tomorrow.
There were rumors that credit card debt holders would not be receiving credit extensions, unless they were top flight customers. This bill is to unfreeze that situation from happening to individuals.

Banks and credit card companies decide whether or not to approve applications for credit based on a variety of factors, including: (1) how long you’ve been employed, (2) your family income level, and (3) your credit history, as reflected by your FICO Score.
What is FICO anyway?
FICO stands for Fair Isaac & Co., which [...]

As the number of people defaulting on their loans explodes, the credit card industry is naturally looking for a more dependable client base. American Express, Mastercard and Visa have all happened upon the same formula: exclusive cards for select customers. Non-millionaires need not apply. These cards offer unbelievable perks and undeniable status, in [...]

Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest program is one of the most advantageous credit cards to charge purchases on because of the ability to exchange Starpoints for either free airline tickets or hotel room nights. Plus you don’t have to worry about the airline you racked up all your miles [...]

Enter any campus today and you will see a wide range of credit card companies offering their services to students. This is likely going to be your first credit card primer to the world of credit cards. One of the most popular is the student credit card that works along the same lines as regular [...]

Anybody who owns a credit card knows the many advantages of using one. Nothing beats a credit card when it comes to convenience, ease and peace of mind when paying for an item. Unfortunately, however, some people have not mastered the art of using a credit card correctly and suddenly find themselves in insurmountable debt. [...]

If you’re like most Americans, you get at least one credit card offer a week.  With this kind of competition, credit card companies are desperate to stand out from the crowd.
Their solution?  Reward programs.  From contributions deep discounts on a new car to free airline tickets to good ole’ fashion cash, every credit card today [...]

For many, the difficulty in controlling credit card spending stems from the ease of credit card use making it difficult to keep tally of a realistic balance as the month proceeds.
One of the easiest ways to keep track of what your statement will likely look like is to simply keep a record of your expenditures. [...]

Credit card statements do vary from company to company, but for the most part the information contained on them and its importance is largely the same. Often appearing like a jumble of incomprehensible details, many people simply stuff their credit card bills in a drawer or folder without really understanding what’s on it.With a simple [...]