Credit Card Game » Type of Card

With High Gas Prices What Can You Do To Combat The Price?

admin — Thu, 19 Jun 2008 19:14:18 +0000

One simple strategy is to use a gas rebate card. Gas rebate cards give the customer anywhere from 1-6% cash back on all purchases made at the gas station. Hey snacks are included too.

If you buy gas at Costco, then check out the True Earnings Costco Credit Card where you can use this for Costco gas purchases and earn 3% back. There is no limit on how much you can earn back with this card.

Based on today’s prices of 4.2 per gallon, lets say it takes you $84 to fill your tank. Lets also say you fill your tank 3x per month. This would total out to $252.

$252 x 12 months = $3024 per year.

Take the yearly total of $3024 and multiply it by your 3% cash back rate and you get a savings of $90 or one free tank of gas. If you only gassed up at BP and used the Chase BP Visa card, you could be saving $151 per year.

So if you want to save money on gasoline, use a gas cash back card and combat the high prices.

World Series of Poker© Visa© Card with WorldPoints™ Rewards

admin — Sun, 16 Mar 2008 15:46:01 +0000

Just when you thought you saw it all, here comes a credit card where you can redeem points for a World Series of Poker® tournament buy-ins!

0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
No Annual Fee
Redeem points for World Series of Poker® buy-ins and merchandise.
Redeem points for airline tickets on major U.S. airlines with no blackout dates, unlimited cash rewards, car rentals, brand name merchandise or gift certificates.
Card issued by FIA Card Services, N.A. (USA)

Apply Now!

Terms & Conditions

Starwood American Express Card Highlights

admin — Sun, 16 Mar 2008 14:17:59 +0000

Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest program is one of the most advantageous credit cards to charge purchases on because of the ability to exchange Starpoints for either free airline tickets or hotel room nights. Plus you don’t have to worry about the airline you racked up all your miles with going out of business. Hotel chains are less likely to go away anytime soon in comparison with the recent bankruptcies we’ve seen in the airline industry.

The Starwood Preferred Guest Credit Card is a great Airline Card Too

I know it doesn’t make sense. A hotel rewards card that is ranked best airline card? Why? Well with some partner airlines,
members can transfer their Starpoints from their SPG account to an airline account and receive a 25% bonus. That right, a 25% bonus. So for every
20,000 Starpoints you transfer to say American Airlines, you will receive 25,000 Aadvantage airline miles.

Another reason frequent flyers love the Starwood card is because you can transfer Starpoints on a 1:1 basis with most airlines. Try that with other cards.

Starwood Preferred Guest® Credit Card from American Express

Intro APR	Intro Period	Regular APR	Annual Fee
2.90%*	6 Months*	15.99%*	$45*

Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel.
Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
No annual fee for the first year and $45 thereafter
Express Approval. Get a decision in less than 60 seconds.

Student Credit Cards Primer

admin — Sun, 16 Mar 2008 02:06:43 +0000

Enter any campus today and you will see a wide range of credit card companies offering their services to students. This is likely going to be your first credit card primer to the world of credit cards. One of the most popular is the student credit card that works along the same lines as regular cards: Students use these cards to pay for a variety of goods and services such as books and classes and they may even receive rewards and bonuses for doing so.As a parent, you may worry that your child may not be able to handle the idea of a credit card. In fact, most parents first find out that their kids have applied for a card after credit card representatives on campus lured them with free incentives. A student who isn’t ready to own a credit card and settle debt may soon find him/herself in deep water and, understandably as a parent, you feel anxious to protect your child from this type of scenario. But before you put your foot down and give an automatic ‘no’ to the question of whether your child can apply for a credit card, consider the many advantages to owning one.

For one, a student with a credit card in his name enjoys more independence, which, in turn, could lead to greater responsibility. There is nothing wrong with teaching a student these values and a student card may be the perfect opportunity to do so. Secondly, by owning a credit card, the student will develop good credit habits early on in life. As our world moves more and more towards the little plastic card, you will be doing the student a favor by teaching him good credit skills and creating a good credit record to boot.

By arming the college student with a credit card, you will be able to have a certain peace of mind that he/she can make instant payments in case of an emergency. Many students live away from home, sometimes in another state, and it helps to know that they can deal with sudden medical problems, car repairs and so forth, without having to wait for money to be transferred from your account. Otherwise your son/daughter can be stuck up creek without a paddle in an emergency situation!

So what can you do to help the student learn about responsible credit card use? First of all, lay out the ground rules and insist that they must be adhered to at all times. This could mean specifying what the card should and should not be used for (for example, for food and school supplies, but not clothing and partying). Secondly, help the student create a sound money management system so that he/she knows when to pay the bills, how much to budget for and how to keep track of expenses during the month. Make sure that he/she knows when to settle the debt and encourage him/her to do so in full and on time so that he/she does not incur extra expenses.

Finally, teach the student to look beyond the pretty words and marketing hype, and to read the small print very carefully. A free hat should not be a good reason to apply for a certain card, especially if a competing card offers better interest rates!

Check out these student credit card offers that we have listed on our website.